About Us

Our Company

At Wise Equity, we are more than just mortgage consultants—we are Smith Maneuver certified experts dedicated to helping our clients build long-term wealth and increase their retirement funds through advanced mortgage and investment planning. With over $100 million in mortgages funded, our proven strategies have helped countless Canadian homeowners pay off a 30-year mortgage in as little as 10 years.

Our Mission is simple

to empower our clients with the knowledge and tools to make informed decisions that align with their financial goals. By blending traditional mortgage practices with innovative financial strategies, we help our clients optimize their mortgage, reduce debt, and grow your assets for an enjoyable retirement. Financial education is at the core of everything we do, ensuring that our clients are in control of their financial future.

Customer Reviews

Wise Equity

4.9

Based on 38 reviews

review us on

Adrian Fraser

16:52 05 Dec 25

Nathaniel Gardner has been instrumental in guiding my family through the complexities of dealing with banks and mortgages. My wife and i lived in a semi detached house and we always wanted to move into a detached home. Nathaniel was patient as he took time to explain things in layman's terms so that we understood clearly. I highly recommend his services as a Mortgage Broker and Financial Advisor.

david Ajibulu

21:22 19 Apr 25

Got real professional advice and education on mortgage issues and home equity loan.
Though we could not proceed with my application due to constraints from my side, we hope to reconvene at a future date to continue my application. Good job guys.

Peter Rice

22:47 18 Apr 25

Dealing with (un)wise-equity has been a complete nightmare. I asked this company simply to increase a mortgage by $25k

The part time casual staff arranged this at a charge of only 44%.after an incredible delay .
The staff helped themselves to incredible fees and when I challenged
them about the costs, they stopped responding to my queries,

This company is the quintessence of usury,

Avoid this dishonest company

P Rice

Danielle Lauzon-Lewis

12:00 21 Feb 25

Nathaniel at Wise Equity was so great to work with. He really took the time to help us understand our options as well as worked tirelessly to get us the best rate for our Mortgage. If you want someone that will help ensure you get the right fit for your financial goals and needs, I highly recommend working with Nathaniel Gardner and his team at Wise.

Jodine Richards

20:17 20 Feb 25

Wise Equity truly looks out for your well being and your future. Coming from someone who is unfortunately just starting to understand the importance of finances, the team was diligent in providing the education and understanding before any decisions are made. A forever customer!

Kate Erickson

15:06 13 Dec 24

After having a terrible experience with Scotia Bank, I found Wise Equity by chance. We had given up finding traditional financing for our multigenerational home. I spoke to Nathaniel who thought he could find exactly what we needed and he was right. He brokered a great deal for us with TD. We cannot stress how impressed we all were with the entire Wise Equity team - extremely competent, friendly and efficient. Amazing level of communication! We couldn’t have asked for a better group of people to work with. We will recommend, and already have, Wise Equity to anyone who is looking for a mortgage. On top of that, because we didn’t have a real estate lawyer, Nathaniel suggested Parsons Law. They too were a dream to work with. Thank you, Nathaniel and every one on the Wise Equity team.